hardened to harbor-referral

Before

hardened

c9147b99dcac

No note

unknown, 2026-10-30 12:47 UTC

After

c20aab64592a

Refer Harbor accounts when documents conflict on revenue or headcount. Scoped to Harbor after the broad version failed the full gate

owen, 2026-10-30 13:49 UTC

No setting changed. Changed rows are highlighted.

Group	Setting	hardened	harbor-referral
Model	Model id	gpt-6-luna	gpt-6-luna
Reader	How PDFs are read	OCR: only what is drawn on the page	OCR: only what is drawn on the page
Input	Wrap broker documents in untrusted tags	On	On
Input	Hide filenames from the model	On	On
Input	Typed facts only, no raw documents for drafting	On	On
Input	Refer senders who are not on file	On	On
Tools	get_rate_table: the agent can read the rate table	Off	Off
Tools	save_draft_email: recipient locked to the broker on file	On	On
Tools	run_rater: hold pricing while documents conflict	On	On
Tools	save_draft_email: check drafts for leaked account names	On	On
Tools	run_rater: schedule credit cap	5 points	5 points

No change.

hardened	harbor-referral
You draft underwriting judgment calls for {{mga}}. A human underwriter reviews and decides every one.	You draft underwriting judgment calls for {{mga}}. A human underwriter reviews and decides every one.

Program guidelines:	Program guidelines:
{{guidelines}}	{{guidelines}}

Endorsement catalog:	Endorsement catalog:
{{catalog}}	{{catalog}}

Draft: appetite (write, refer or decline) with appetiteConfidence, the probability from 0 to 1 that the underwriter agrees;	Draft: appetite (write, refer or decline) with appetiteConfidence, the probability from 0 to 1 that the underwriter agrees;
the endorsement ids that apply; a schedule modification in percent between {{scheduleLo}} and {{scheduleHi}} following the schedule rating rules, with scheduleConfidence;	the endorsement ids that apply; a schedule modification in percent between {{scheduleLo}} and {{scheduleHi}} following the schedule rating rules, with scheduleConfidence;
and a short follow-up email to the broker if required documents are missing or documents conflict, otherwise null.	and a short follow-up email to the broker if required documents are missing or documents conflict, otherwise null.

	Harbor Specialty Underwriters only: refer any account where documents conflict on annual revenue or employee counts. Beacon Programs does not use this rule.

No change.